Range of Funds.

Kruger Ci Equity Fund

Kruger Ci Balanced Fund

Kruger Ci Prudential Fund

Kruger International Flexible Feeder Fund

Kruger International Flexible Fund

Kruger International Equity Fund

Kruger Ci Equity Fund.

This fund gives investors our “Premium equity portfolio”. It may have an offshore exposure of up to 30%.

Kruger Ci Balanced Fund.

This fund invests in a combination of equities, listed property, bonds and money market instruments. It has a medium to long term investment time horizon. The fund may have an equity exposure of up to 75% and adheres to Regulation 28 of the Pension Funds act. It may have an offshore exposure of up to 30%.

Kruger Ci Prudential Fund.

This fund invests in a combination of equities, listed property, bonds and money market instruments. It has a short- to medium-term investment time horizon. The fund may have an equity exposure of up to 40% and adheres to Regulation 28 of the Pension Funds act. It may have an offshore exposure of up to 30%.

Kruger International Flexible Feeder Fund.

This fund gives investors exposure to a combination of global equities, global listed property, global bonds and global money market instruments by investing in the Kruger International Flexible Fund. It has a medium- to long-term investment time horizon. The fund typically has a high equity exposure.

Kruger International Flexible Fund.

This fund invests in a combination of global equities, global listed property, global bonds and global money market instruments. It has a medium- to long-term investment time horizon. The fund typically has a high equity exposure.

Kruger International Equity Fund.

This fund gives investors our “Premium global equity portfolio”.

Asset Allocation

Kruger Ci Equity Fund vs major competitors

We use illustrative figures to explain investment performance. Please read the essential context and conditions here in order to make informed decisions

Asset Allocation

How R100 invested in the Kruger Ci Balanced Fund would have fared over the past ten years.

* Strategic Asset Allocation used before inception of the Kruger Ci Balanced Fund A

We use illustrative figures to explain investment performance. Please read the essential context and conditions here in order to make informed decisions

Asset Allocation

How R100 invested in the Kruger Ci Prudential Fund would have fared over the past ten years.

* Strategic Asset Allocation used before inception of the Kruger Ci Prudential Fund A

We use illustrative figures to explain investment performance. Please read the essential context and conditions here in order to make informed decisions

Asset Allocation

Kruger Ci International Flexible Feeder Fund vs major competitors.

We use illustrative figures to explain investment performance. Please read the essential context and conditions here in order to make informed decisions

Asset Allocation

Kruger International Flexible Fund vs major competitors

We use illustrative figures to explain investment performance. Please read the essential context and conditions here in order to make informed decisions

Asset Allocation

Kruger International Equity Fund vs major competitors.

We use illustrative figures to explain investment performance. Please read the essential context and conditions here in order to make informed decisions

Investment Committee.

Funds & Investments
Funds & Investments
Funds & Investments
Funds & Investments
Funds & Investments
Funds & Investments
Funds & Investments

CEO and Chief Investment Officer

Director, Research and Fund Management

Director and Market Strategist

Chief Investment Officer of Analytics

Managing Director of Analytics Consulting

Head of Investments, Analytics Consulting

Director, Wealth Manager and Investment Analyst

BA, (University of Pretoria)

Hein was a political, parliamentary and financial journalist for Nasionale Pers before becoming a Johannesburg City Councillor. He was deputy chairman of its budget committee and Town planning Tribunal as well as the Central Witwatersrand Regional Services Council.

Hein has more than 30 years’ experience in financial markets, working with various firms on the Johannesburg Stock Exchange (JSE). He gained his expertise as property developer, political analyst, equities, futures and bonds trader as well as money market and equities portfolio manager.

He founded Kruger International in 2000. He specializes in asset allocation analysis and portfolio construction for high net worth private clients, managing equity and unit trust portfolios based on process driven strategy, rather than commission. He is a member of the Investment Analysts Society of Southern Africa since 1990.

He enjoys sailing and running. He ran the Comrades Marathon on twenty occasions.

Hein is a regular media commentator.
•    Mondays at 18h00 on Radio Tygerberg’s “Hoe gemaak met geld?”
•    Mondays at 20h00 on Radio Namakwaland
•    Wednesdays at 17h40 on Radio Pulpit
•    Fridays at 07h15 on Cape Pulpit
•    Guest on “RSG Geldsake” weekdays at 18h10


Books by Hein.
•    Jou Geldsake: Bybelse riglyne vir persoonlike finansiële bestuur (Kindle version)
•    Die Rykste Man In Babilon (Kindle version)
•    Leer Meer Oor Geldsake
•    Begrotings

BComm Economic and Management Science, BComm Hons Statistics (University of Stellenbosch), CFA®

Mia received her Chartered Financial Analyst designation in 2013. She was a mentor in the CFA Institute’s Global University Challenge for postgraduates, teaching comprehensive analysis of listed companies for three consecutive years. Mia has more than 12 years’ experience in financial markets, equity research, portfolio construction and fund management and is a member of the Investment Committee at Kruger International. She joined Kruger International in 2007.

Mia is a member of the CFA Institute and the Investment Analysts Society of Southern Africa.

Mia enjoys travelling, sailing, mountain biking, swimming and running. She has completed the Comrades Marathon and participated in numerous Ironman 70.3 events.

Mia is a regular media commentator
•    Daily afternoon market report on SFM
•    Daily afternoon market report on Radio Tygerberg
•    Guest on ‘RSG Geldsake” weekdays at 18h10

BComm Hons, (Stellenbosch University)

Johan has more than 30 years’ experience in management and marketing on the JSE and for the pension fund industry. His career includes 25 years’ experience in financial markets with various firms on the JSE.

Johan joined Kruger International in 2003 and is a member of the Investment Analysts Society of Southern Africa.

He is a keen researcher of financial markets, investment publications and books. He likes to cook in his spare time and explores the world in frequent travels.

BSc Hons, Masters Sci (UCT), Masters Eng (Univ of California), PHD (Wits)

Lance was rated by Financial Mail and Finance Week as one of the top three derivatives analysts for three years running. He was head of the Investec Analytics business for 3 years, responsible for the management of the funds, the asset allocation and the manager selection. Prior to that, he was with Peregrine Structuring, SBC Warburg and JD Anderson. He has a wealth of experience in derivatives research, product development and portfolio construction. Before his career in the financial world, he was Chief Scientist at the Atomic Energy Corporation.

Lance has more than 22 years’ experience in financial markets.

Lance enjoys building, collecting and racing vintage sports cars.

BComm, LLB, LLM Tax law (RAU)

John is the Managing Director of Analytics Consulting and Ci Collective Investments and a Director of Ci Global Investments ICAV. John’s specific focus is product development, legal and technical services and governance at Analytics Consulting. He spent seven years with Investec, mainly in Asset Management as a director of Investec Fund Managers and Investec Investment Management Services – with responsibility for product development, legal services and compliance. John also worked for Investec Treasury where he developed local and foreign investment structures. Before this, he was in legal practice with Jacobs Robbertse Inc.

John is a family man who enjoys scuba diving, sailing, mountain biking and playing touch rugby in his spare time.

BComm Mathematics (University of Stellenbosch), CFA®

Bernard spent more than 10 years as an institutional investment consultant at various consulting teams (Absa, Old Mutual and SEI). He advised large corporations and state-owned enterprises on asset allocation policies and fund selection for their respective retirement funds.

Prior to joining Analytics, he spent 4 years at Stonehage Fleming & Partners where, as a director, he was responsible for investment strategy and research for their South African ultra-high net worth client base. Bernard is a member of the CFA Institute and the Investment Analysts Society of Southern Africa.

Bernard enjoys a braai and spending time with his two daughters and their dogs.

BEcon (University of the Free State), Postgraduate Diploma in Financial Planning (University of the Free State)

Charl has 20 years’ experience in financial markets. He started his career as an index analyst at the Financial Times Stock Exchange (FTSE) in London. He has experience as a forex trader, funds dealer, equity portfolio manager and wealth manager at Kruger International. Charl joined Kruger International in September 2001. He relocated to George in in Southern Cape at the end of 2009 to open the George and Mossel Bay offices of Kruger International.

Charl is a member of the Investment Analysts Society of Southern Africa and the Financial Planning Institute.

He is a keen mountain biker and golfer.

Charl is a regular media commentator.
•    Daily morning and afternoon market report on SFM
•    Daily afternoon market report on Radio Tygerberg
•    Financial talk show on Thursdays at 11h15 on SFM
•    Invited guest on “RSG Geldsake” weekdays at 18h10